What Is A Vantage Score?

VantageScore is a credit scoring agency that looks back at the past 24 months of a person’s credit history. If you are a borrower who has had negative things on your credit before, this can be a great thing. However, many lenders still ...

How To Contact The Major Companies To Dispute A Charge

Need to dispute something on your credit card statement? Sometimes the merchant isn’t a enough nor is the credit card company, and at that point it’s time to contact the issuer…Visa, Mastercard, etc. Here is their contact ...

Here Are Four Ways To Check Your Credit Score

If you’re planning to apply for a loan, you’ll want to prepare for what type of interest rate you’re likely to get. Since this is based largely on your credit score, checking your credit will be helpful. Read on to learn four ways to ...

These Are The Factors That Determine Your Credit Score

Does your credit score seem like a mystery to you? Have you often wondered what makes up this elusive, but all-important number? The three credit bureaus actually use a set of pre-determined factors to calculate your score, and each ...

How to Remedy Credit Score Low Points Pt. 2

There are moments when it may feel like you’ll never recover from a low credit score, and it’s easy to let ourselves become overwhelmed in those moments. However, there’s plenty to be done even in the lowest, darkest ...

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